NASDAQ · Financial Services · Credit Services
SoFi Technologies, Inc. (SOFI)
As of Sep 25, 4:00 PM ET, SoFi Technologies (SOFI) last traded at $16.58, down 1.31% on the day. Its TickerHum research score is 35/100 (below average). It reported revenue of $610.16M for the twelve months ending 2026-06-30, up 9.2% year over year.
Ratings
- Valuation: 17/100 — Strongest input: price / earnings (ttm) 33.8x. Weakest: free-cash-flow yield -41.1 %.
- Growth: 39/100 — Strongest input: revenue growth (ttm, yoy) +9.2 %. Weakest: diluted eps growth (ttm, yoy) -2.0 %.
- Profitability: 66/100 — Strongest input: net margin 104.3 %. Weakest: return on equity 5.7 %.
- Financial health: 39/100 — Strongest input: long-term debt / equity 0.50. Weakest: current ratio 0.15. Leverage ratios are less meaningful for banks and insurers.
- Momentum: 23/100 — Strongest input: 6-month return +4.5 %. Weakest: 1-year return -40.7 %.
- Attention: 50/100 — Strongest input: headlines in the last 7 days 39. Weakest: volume vs 3-month average 0.5x.
- Risk: 24/100 — Strongest input: annualised volatility (1y) 57.6 %. Weakest: max drawdown (1y) -53.0 %.
- Data confidence: 89/100 — Strongest input: latest financial period age (days) 59 d. Weakest: quote age (hours) 45 h.
Reported fundamentals
| Metric | Value | Period |
|---|---|---|
| Revenue | $610.16M | TTM ending 2026-06-30 · 10-Q |
| Revenue growth | 9.2% | TTM ending 2026-06-30 · 10-Q |
| Net income | $636.26M | TTM ending 2026-06-30 · 10-Q |
| Diluted EPS | $0.49 | TTM ending 2026-06-30 · 10-Q |
| Net margin | 104.3% | TTM ending 2026-06-30 · 10-Q |
| Free cash flow | -$8.79B | TTM ending 2026-06-30 · 10-Q |
| Cash | $3.13B | as of 2026-06-30 · 10-Q |
| Long-term debt | $5.49B | as of 2022-12-31 · 10-K |
| Debt / equity | 0.50 | as of 2022-12-31 · 10-K |
Source: SEC EDGAR XBRL company facts (CIK 0001818874).
Compare SoFi Technologies with its closest competitors
- SoFi Technologies vs Synchrony Financial (SOFI vs SYF) — Same industry (Credit Services); market cap 1.1x; shares: consumer lending
- SoFi Technologies vs Capital One Financial (SOFI vs COF) — Same industry (Credit Services); market cap 5.7x; shares: consumer lending
- SoFi Technologies vs Upstart (SOFI vs UPST) — Same industry (Credit Services); market cap 0.11x; shares: consumer lending
- SoFi Technologies vs Affirm (SOFI vs AFRM) — Same industry (Credit Services); market cap unknown; shares: fintech
- SoFi Technologies vs PayPal (SOFI vs PYPL) — Same industry (Credit Services); market cap 2.3x
Prices: Yahoo Finance (public) — Free public Yahoo Finance data. Prices may be delayed and are for information only.