TickerHumNASDAQ · Financial Services · Credit Services
SoFi Technologies, Inc. (SOFI)
As of Nov 11, 1:49 PM ET, SoFi Technologies (SOFI) last traded at $16.53, up 0.95% on the day. Its TickerHum research score is 37/100 (below average). It reported revenue of $616.77M for the twelve months ending 2026-09-30, up 5.5% year over year.
Ratings
- Valuation: 30/100 — Strongest input: price / earnings (ttm) 30.0x. Weakest: price / sales (ttm) 34.8x.
- Growth: 35/100 — Strongest input: revenue growth (ttm, yoy) +5.5 %. Weakest: diluted eps growth (ttm, yoy) -1.8 %.
- Profitability: 67/100 — Strongest input: net margin 119.6 %. Weakest: return on equity 6.5 %.
- Financial health: not rated — Not enough data to rate financial health (missing: long-term debt / equity, current ratio, cash / long-term debt). Leverage ratios are less meaningful for banks and insurers.
- Momentum: 28/100 — Strongest input: 6-month return +7.9 %. Weakest: 1-year return -48.7 %.
- Attention: 50/100 — Strongest input: headlines in the last 7 days 33. Weakest: volume vs 3-month average 0.5x.
- Risk resilience: 23/100 — Strongest input: annualised volatility (1y) 55.8 %. Weakest: max drawdown (1y) -55.9 %.
- Data confidence: 90/100 — Strongest input: quote age (hours) 0 h. Weakest: inputs available 70 %.
Reported fundamentals
| Metric | Value | Period |
|---|---|---|
| Revenue | $616.77M | TTM ending 2026-09-30 · 10-Q |
| Revenue growth | 5.5% | TTM ending 2026-09-30 · 10-Q |
| Net income | $737.86M | TTM ending 2026-09-30 · 10-Q |
| Diluted EPS | $0.55 | TTM ending 2026-09-30 · 10-Q |
| Net margin | 119.6% | TTM ending 2026-09-30 · 10-Q |
| Cash | $2.81B | as of 2026-09-30 · 10-Q |
Source: SEC EDGAR XBRL company facts (CIK 0001818874).
Comparable companies for SoFi Technologies
Selected by industry, business overlap and scale; these are not necessarily direct competitors.
- SoFi Technologies vs Synchrony Financial (SOFI vs SYF) — Same industry (Credit Services); market cap 1.0x; shares: consumer lending
- SoFi Technologies vs Capital One Financial (SOFI vs COF) — Same industry (Credit Services); market cap 5.5x; shares: consumer lending
- SoFi Technologies vs Affirm (SOFI vs AFRM) — Same industry (Credit Services); market cap unknown; shares: fintech
- SoFi Technologies vs Upstart (SOFI vs UPST) — Same industry (Credit Services); market cap 0.096x; shares: consumer lending
- SoFi Technologies vs PayPal (SOFI vs PYPL) — Same industry (Credit Services); market cap 2.3x
Prices: Yahoo Finance (public) — Free public Yahoo Finance data. Prices may be delayed and are for information only.