TickerHumSide-by-side comparison
SoFi Technologies vs Upstart
As of Nov 11, 2026, P/E is 29.6x for SoFi Technologies vs 33.7x for Upstart; P/S is 34.2x for SoFi Technologies vs 1.5x for Upstart; revenue growth is 5.5% for SoFi Technologies vs 38.6% for Upstart; net margin is 119.6% for SoFi Technologies vs 4.9% for Upstart.
What stands out
- Upstart Holdings is growing revenue faster: 38.6% vs 5.5% for SoFi Technologies.
Key metrics
| Metric | SOFI | UPST |
|---|---|---|
| Price | $16.27 | $20.56 |
| Market cap | $21.12B | $2.03B |
| P/E | 29.6x (#1) | 33.7x (#2) |
| P/S | 34.2x (#2) | 1.5x (#1) |
| Revenue growth | 5.5% (#2) | 38.6% (#1) |
| Operating margin | — | 4.6% (#1) |
| Net margin | 119.6% (#1) | 4.9% (#2) |
| Debt / equity | — | — |
| 1-year return | -49.5% (#2) | -48.1% (#1) |
| Research score | 36/100 (#2) | 40/100 (#1) |
Higher is better for growth, margins, one-year return and overall score; lower is better for valuation and debt ratios. Ties share a rank and missing values are excluded.
Company research
- SoFi Technologies, Inc. (SOFI) — Credit Services
- Upstart Holdings, Inc. (UPST) — Credit Services