TickerHumSide-by-side comparison
PayPal vs SoFi Technologies
As of Nov 11, 2026, P/E is 11.3x for PayPal vs 30.0x for SoFi Technologies; P/S is 1.4x for PayPal vs 34.8x for SoFi Technologies; revenue growth is 4.4% for PayPal vs 5.5% for SoFi Technologies; net margin is 13.8% for PayPal vs 119.6% for SoFi Technologies.
What stands out
- PayPal Holdings is cheaper on earnings: 11.3x P/E vs 30.0x for SoFi Technologies.
- PayPal Holdings's shares did better over the past year: -12.0% vs -48.7% for SoFi Technologies.
- PayPal Holdings scores higher on TickerHum's ratings: 60/100 vs 37/100 for SoFi Technologies.
Key metrics
| Metric | PYPL | SOFI |
|---|---|---|
| Price | $59.15 | $16.53 |
| Market cap | $49.13B | $21.45B |
| P/E | 11.3x (#1) | 30.0x (#2) |
| P/S | 1.4x (#1) | 34.8x (#2) |
| Revenue growth | 4.4% (#2) | 5.5% (#1) |
| Operating margin | 17.0% (#1) | — |
| Net margin | 13.8% (#2) | 119.6% (#1) |
| Debt / equity | 0.56 (#1) | — |
| 1-year return | -12.0% (#1) | -48.7% (#2) |
| Research score | 60/100 (#1) | 37/100 (#2) |
Higher is better for growth, margins, one-year return and overall score; lower is better for valuation and debt ratios. Ties share a rank and missing values are excluded.
Company research
- PayPal Holdings, Inc. (PYPL) — Credit Services
- SoFi Technologies, Inc. (SOFI) — Credit Services