Side-by-side comparison
American Express vs SoFi Technologies
As of Nov 11, 2026, P/E is 18.2x for American Express vs 29.6x for SoFi Technologies; P/S is 4.9x for American Express vs 34.2x for SoFi Technologies; revenue growth is 8.9% for American Express vs 5.5% for SoFi Technologies; net margin is 27.9% for American Express vs 119.6% for SoFi Technologies.
What stands out
- American Express is cheaper on earnings: 18.2x P/E vs 29.6x for SoFi Technologies.
- American Express's shares did better over the past year: -13.4% vs -49.5% for SoFi Technologies.
- American Express scores higher on TickerHum's ratings: 66/100 vs 36/100 for SoFi Technologies.
Key metrics
| Metric | AXP | SOFI |
|---|---|---|
| Price | $322.92 | $16.27 |
| Market cap | $216.53B | $21.12B |
| P/E | 18.2x (#1) | 29.6x (#2) |
| P/S | 4.9x (#1) | 34.2x (#2) |
| Revenue growth | 8.9% (#1) | 5.5% (#2) |
| Operating margin | — | — |
| Net margin | 27.9% (#2) | 119.6% (#1) |
| Debt / equity | 1.64 (#1) | — |
| 1-year return | -13.4% (#1) | -49.5% (#2) |
| Research score | 66/100 (#1) | 36/100 (#2) |
Higher is better for growth, margins, one-year return and overall score; lower is better for valuation and debt ratios. Ties share a rank and missing values are excluded.
Company research
- American Express Company (AXP) — Credit Services
- SoFi Technologies, Inc. (SOFI) — Credit Services