TickerHumSide-by-side comparison
Affirm vs Synchrony Financial
As of Nov 11, 2026, P/E is 11.8x for Affirm vs 7.5x for Synchrony Financial; debt/equity is 1.78 for Affirm vs 1.03 for Synchrony Financial; one-year return is -14.1% for Affirm vs -4.6% for Synchrony Financial; research score is 61/100 for Affirm vs 62/100 for Synchrony Financial.
What stands out
- Synchrony Financial is cheaper on earnings: 7.5x P/E vs 11.8x for Affirm Holdings.
- Synchrony Financial carries less debt relative to equity: 1.03 vs 1.78 for Affirm Holdings.
Key metrics
| Metric | AFRM | SYF |
|---|---|---|
| Price | $67.84 | $72.02 |
| Market cap | — | $22.43B |
| P/E | 11.8x (#2) | 7.5x (#1) |
| P/S | — | — |
| Revenue growth | 32.7% (#1) | — |
| Operating margin | 11.8% (#1) | — |
| Net margin | 43.9% (#1) | — |
| Debt / equity | 1.78 (#2) | 1.03 (#1) |
| 1-year return | -14.1% (#2) | -4.6% (#1) |
| Research score | 61/100 (#2) | 62/100 (#1) |
Higher is better for growth, margins, one-year return and overall score; lower is better for valuation and debt ratios. Ties share a rank and missing values are excluded.
Company research
- Affirm Holdings, Inc. (AFRM) — Credit Services
- Synchrony Financial (SYF) — Credit Services