NASDAQ · Financial Services · Credit Services
Affirm Holdings, Inc. (AFRM)
As of Sep 25, 4:00 PM ET, Affirm (AFRM) last traded at $71.52, down 0.07% on the day. Its TickerHum research score is 63/100 (above average). It reported revenue of $4.26B for the FY ending 2026-06-30, up 32.2% year over year, with a 9.8% operating margin.
Ratings
- Valuation: 94/100 — Based only on price / earnings (ttm) 12.9x.
- Growth: 100/100 — Based on revenue growth (ttm, yoy) +32.2 %, diluted eps growth (ttm, yoy) +3586.7 %.
- Profitability: 81/100 — Strongest input: net margin 45.3 %. Weakest: operating margin 9.8 %.
- Financial health: 23/100 — Strongest input: long-term debt / equity 1.79. Weakest: cash / long-term debt 0.17. Leverage ratios are less meaningful for banks and insurers.
- Momentum: 56/100 — Strongest input: 6-month return +63.1 %. Weakest: 3-month return -10.0 %.
- Attention: 52/100 — Strongest input: headlines in the last 7 days 17. Weakest: volume vs 3-month average 0.6x.
- Risk: 26/100 — Strongest input: annualised volatility (1y) 59.1 %. Weakest: max drawdown (1y) -48.8 %.
- Data confidence: 85/100 — Strongest input: latest financial period age (days) 90 d. Weakest: quote age (hours) 45 h.
Reported fundamentals
| Metric | Value | Period |
|---|---|---|
| Revenue | $4.26B | FY ending 2026-06-30 · 10-K |
| Revenue growth | 32.2% | FY ending 2026-06-30 · 10-K |
| Net income | $1.93B | FY ending 2026-06-30 · 10-K |
| Diluted EPS | $5.53 | FY ending 2026-06-30 · 10-K |
| Operating margin | 9.8% | FY ending 2026-06-30 · 10-K |
| Net margin | 45.3% | FY ending 2026-06-30 · 10-K |
| Free cash flow | $992.63M | FY ending 2026-06-30 · 10-K |
| Cash | $1.63B | as of 2026-06-30 · 10-K |
| Long-term debt | $9.79B | as of 2026-06-30 · 10-K |
| Debt / equity | 1.79 | as of 2026-06-30 · 10-K |
Source: SEC EDGAR XBRL company facts (CIK 0001820953).
Compare Affirm with its closest competitors
- Affirm vs SoFi Technologies (AFRM vs SOFI) — Same industry (Credit Services); market cap unknown; shares: fintech
- Affirm vs American Express (AFRM vs AXP) — Same industry (Credit Services); market cap unknown
- Affirm vs Capital One Financial (AFRM vs COF) — Same industry (Credit Services); market cap unknown
- Affirm vs Mastercard (AFRM vs MA) — Same industry (Credit Services); market cap unknown
- Affirm vs PayPal (AFRM vs PYPL) — Same industry (Credit Services); market cap unknown
Prices: Yahoo Finance (public) — Free public Yahoo Finance data. Prices may be delayed and are for information only.