TickerHumNASDAQ · Financial Services · Credit Services
Affirm Holdings, Inc. (AFRM)
As of Nov 11, 1:49 PM ET, Affirm (AFRM) last traded at $68.78, up 4.30% on the day. Its TickerHum research score is 62/100 (above average). It reported revenue of $4.59B for the twelve months ending 2026-09-30, up 32.7% year over year, with a 11.8% operating margin.
Ratings
- Valuation: 96/100 — Based only on price / earnings (ttm) 11.9x.
- Growth: 100/100 — Based on revenue growth (ttm, yoy) +32.7 %, diluted eps growth (ttm, yoy) +736.2 %.
- Profitability: 83/100 — Strongest input: net margin 43.9 %. Weakest: operating margin 11.8 %.
- Financial health: 24/100 — Strongest input: long-term debt / equity 1.78. Weakest: cash / long-term debt 0.20. Leverage ratios are less meaningful for banks and insurers.
- Momentum: 40/100 — Strongest input: price vs 200-day average +3.5 %. Weakest: 3-month return -12.2 %.
- Attention: 51/100 — Strongest input: headlines in the last 7 days 68. Weakest: volume vs 3-month average 0.6x.
- Risk resilience: 27/100 — Strongest input: annualised volatility (1y) 58.3 %. Weakest: max drawdown (1y) -48.8 %.
- Data confidence: 93/100 — Strongest input: quote age (hours) 0 h. Weakest: inputs available 80 %.
Reported fundamentals
| Metric | Value | Period |
|---|---|---|
| Revenue | $4.59B | TTM ending 2026-09-30 · 10-Q |
| Revenue growth | 32.7% | TTM ending 2026-09-30 · 10-Q |
| Net income | $2.01B | TTM ending 2026-09-30 · 10-Q |
| Diluted EPS | $5.77 | TTM ending 2026-09-30 · 10-Q |
| Operating margin | 11.8% | TTM ending 2026-09-30 · 10-Q |
| Net margin | 43.9% | TTM ending 2026-09-30 · 10-Q |
| Free cash flow | $816.99M | TTM ending 2026-09-30 · 10-Q |
| Cash | $2.07B | as of 2026-09-30 · 10-Q |
| Long-term debt | $10.26B | as of 2026-09-30 · 10-Q |
| Debt / equity | 1.78 | as of 2026-09-30 · 10-Q |
Source: SEC EDGAR XBRL company facts (CIK 0001820953).
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