Side-by-side comparison
Affirm vs Capital One Financial
As of Sep 25, 2026, P/E is 12.9x for Affirm vs 10.6x for Capital One Financial; revenue growth is 32.2% for Affirm vs 45.3% for Capital One Financial; net margin is 45.3% for Affirm vs 17.0% for Capital One Financial; debt/equity is 1.79 for Affirm vs 0.39 for Capital One Financial.
Key metrics
| Metric | AFRM | COF |
|---|---|---|
| Price | $71.52 | $200.20 |
| Market cap | — | $122.82B |
| P/E | 12.9x (#2) | 10.6x (#1) |
| P/S | — | 2.0x (#1) |
| Revenue growth | 32.2% (#2) | 45.3% (#1) |
| Operating margin | 9.8% (#1) | — |
| Net margin | 45.3% (#1) | 17.0% (#2) |
| Debt / equity | 1.79 (#2) | 0.39 (#1) |
| 1-year return | -5.9% (#1) | -10.6% (#2) |
| Research score | 63/100 (#2) | 74/100 (#1) |
Higher is better for growth, margins, one-year return and overall score; lower is better for valuation and debt ratios. Ties share a rank and missing values are excluded.
Company research
- Affirm Holdings, Inc. (AFRM) — Credit Services
- Capital One Financial Corporation (COF) — Credit Services