TickerHumSide-by-side comparison
Affirm vs Capital One Financial
As of Nov 11, 2026, P/E is 11.8x for Affirm vs 11.3x for Capital One Financial; revenue growth is 32.7% for Affirm vs 31.2% for Capital One Financial; net margin is 43.9% for Affirm vs 17.2% for Capital One Financial; debt/equity is 1.78 for Affirm vs 0.43 for Capital One Financial.
What stands out
- Capital One Financial carries less debt relative to equity: 0.43 vs 1.78 for Affirm Holdings.
- Capital One Financial scores higher on TickerHum's ratings: 72/100 vs 61/100 for Affirm Holdings.
Key metrics
| Metric | AFRM | COF |
|---|---|---|
| Price | $67.84 | $197.11 |
| Market cap | — | $118.57B |
| P/E | 11.8x (#2) | 11.3x (#1) |
| P/S | — | 1.9x (#1) |
| Revenue growth | 32.7% (#1) | 31.2% (#2) |
| Operating margin | 11.8% (#1) | — |
| Net margin | 43.9% (#1) | 17.2% (#2) |
| Debt / equity | 1.78 (#2) | 0.43 (#1) |
| 1-year return | — | -11.3% (#1) |
| Research score | 61/100 (#2) | 72/100 (#1) |
Higher is better for growth, margins, one-year return and overall score; lower is better for valuation and debt ratios. Ties share a rank and missing values are excluded.
Company research
- Affirm Holdings, Inc. (AFRM) — Credit Services
- Capital One Financial Corporation (COF) — Credit Services