TickerHumSide-by-side comparison
Affirm vs American Express
As of Nov 11, 2026, P/E is 11.8x for Affirm vs 18.2x for American Express; revenue growth is 32.7% for Affirm vs 8.9% for American Express; net margin is 43.9% for Affirm vs 27.9% for American Express; debt/equity is 1.78 for Affirm vs 1.64 for American Express.
What stands out
- Affirm Holdings is growing revenue faster: 32.7% vs 8.9% for American Express.
- Affirm Holdings is cheaper on earnings: 11.8x P/E vs 18.2x for American Express.
Key metrics
| Metric | AFRM | AXP |
|---|---|---|
| Price | $67.84 | $323.11 |
| Market cap | — | $216.66B |
| P/E | 11.8x (#1) | 18.2x (#2) |
| P/S | — | 4.9x (#1) |
| Revenue growth | 32.7% (#1) | 8.9% (#2) |
| Operating margin | 11.8% (#1) | — |
| Net margin | 43.9% (#1) | 27.9% (#2) |
| Debt / equity | 1.78 (#2) | 1.64 (#1) |
| 1-year return | — | — |
| Research score | 61/100 (#2) | 66/100 (#1) |
Higher is better for growth, margins, one-year return and overall score; lower is better for valuation and debt ratios. Ties share a rank and missing values are excluded.
Company research
- Affirm Holdings, Inc. (AFRM) — Credit Services
- American Express Company (AXP) — Credit Services