TickerHumSide-by-side comparison
PayPal vs Visa
As of Nov 11, 2026, revenue growth is 4.4% for PayPal vs 14.8% for Visa; operating margin is 17.0% for PayPal vs 61.2% for Visa; net margin is 13.8% for PayPal vs 51.2% for Visa; debt/equity is 0.56 for PayPal vs 0.54 for Visa.
What stands out
- Visa is growing revenue faster: 14.8% vs 4.4% for PayPal Holdings.
- Visa keeps more of each sale as operating profit: 61.2% margin vs 17.0% for PayPal Holdings.
- Visa's shares did better over the past year: +25.1% vs -12.0% for PayPal Holdings.
- Visa scores higher on TickerHum's ratings: 75/100 vs 60/100 for PayPal Holdings.
Key metrics
| Metric | PYPL | V |
|---|---|---|
| Price | $59.15 | $423.79 |
| Market cap | $49.13B | — |
| P/E | 11.3x (#1) | — |
| P/S | 1.4x (#1) | — |
| Revenue growth | 4.4% (#2) | 14.8% (#1) |
| Operating margin | 17.0% (#2) | 61.2% (#1) |
| Net margin | 13.8% (#2) | 51.2% (#1) |
| Debt / equity | 0.56 (#2) | 0.54 (#1) |
| 1-year return | -12.0% (#2) | +25.1% (#1) |
| Research score | 60/100 (#2) | 75/100 (#1) |
Higher is better for growth, margins, one-year return and overall score; lower is better for valuation and debt ratios. Ties share a rank and missing values are excluded.
Company research
- PayPal Holdings, Inc. (PYPL) — Credit Services
- Visa Inc. (V) — Credit Services