TickerHumSide-by-side comparison
PayPal vs Synchrony Financial
As of Nov 11, 2026, P/E is 11.4x for PayPal vs 7.5x for Synchrony Financial; debt/equity is 0.56 for PayPal vs 1.03 for Synchrony Financial; one-year return is -11.5% for PayPal vs -4.6% for Synchrony Financial; research score is 61/100 for PayPal vs 62/100 for Synchrony Financial.
What stands out
- Synchrony Financial is cheaper on earnings: 7.5x P/E vs 11.4x for PayPal Holdings.
- PayPal Holdings carries less debt relative to equity: 0.56 vs 1.03 for Synchrony Financial.
Key metrics
| Metric | PYPL | SYF |
|---|---|---|
| Price | $59.48 | $72.02 |
| Market cap | $49.41B | $22.43B |
| P/E | 11.4x (#2) | 7.5x (#1) |
| P/S | 1.4x (#1) | — |
| Revenue growth | 4.4% (#1) | — |
| Operating margin | 17.0% (#1) | — |
| Net margin | 13.8% (#1) | — |
| Debt / equity | 0.56 (#1) | 1.03 (#2) |
| 1-year return | -11.5% (#2) | -4.6% (#1) |
| Research score | 61/100 (#2) | 62/100 (#1) |
Higher is better for growth, margins, one-year return and overall score; lower is better for valuation and debt ratios. Ties share a rank and missing values are excluded.
Company research
- PayPal Holdings, Inc. (PYPL) — Credit Services
- Synchrony Financial (SYF) — Credit Services