TickerHumSide-by-side comparison
Capital One Financial vs Upstart
As of Nov 11, 2026, P/E is 11.3x for Capital One Financial vs 33.9x for Upstart; P/S is 1.9x for Capital One Financial vs 1.5x for Upstart; revenue growth is 31.2% for Capital One Financial vs 38.6% for Upstart; net margin is 17.2% for Capital One Financial vs 4.9% for Upstart.
What stands out
- Capital One Financial is cheaper on earnings: 11.3x P/E vs 33.9x for Upstart Holdings.
- Capital One Financial's shares did better over the past year: -11.3% vs -47.9% for Upstart Holdings.
- Capital One Financial scores higher on TickerHum's ratings: 72/100 vs 40/100 for Upstart Holdings.
Key metrics
| Metric | COF | UPST |
|---|---|---|
| Price | $197.11 | $20.66 |
| Market cap | $118.57B | $2.04B |
| P/E | 11.3x (#1) | 33.9x (#2) |
| P/S | 1.9x (#2) | 1.5x (#1) |
| Revenue growth | 31.2% (#2) | 38.6% (#1) |
| Operating margin | — | 4.6% (#1) |
| Net margin | 17.2% (#1) | 4.9% (#2) |
| Debt / equity | 0.43 (#1) | — |
| 1-year return | -11.3% (#1) | -47.9% (#2) |
| Research score | 72/100 (#1) | 40/100 (#2) |
Higher is better for growth, margins, one-year return and overall score; lower is better for valuation and debt ratios. Ties share a rank and missing values are excluded.
Company research
- Capital One Financial Corporation (COF) — Credit Services
- Upstart Holdings, Inc. (UPST) — Credit Services