Side-by-side comparison
Synchrony Financial vs Upstart
As of Sep 25, 2026, P/E is 7.5x for Synchrony Financial vs 45.8x for Upstart; one-year return is -2.1% for Synchrony Financial vs -58.5% for Upstart; research score is 67/100 for Synchrony Financial vs 40/100 for Upstart.
Key metrics
| Metric | SYF | UPST |
|---|---|---|
| Price | $72.94 | $23.81 |
| Market cap | $23.73B | $2.32B |
| P/E | 7.5x (#1) | 45.8x (#2) |
| P/S | — | 1.9x (#1) |
| Revenue growth | — | 46.3% (#1) |
| Operating margin | — | 4.0% (#1) |
| Net margin | — | 4.8% (#1) |
| Debt / equity | 0.97 (#1) | — |
| 1-year return | -2.1% (#1) | -58.5% (#2) |
| Research score | 67/100 (#1) | 40/100 (#2) |
Higher is better for growth, margins, one-year return and overall score; lower is better for valuation and debt ratios. Ties share a rank and missing values are excluded.
Company research
- Synchrony Financial (SYF) — Credit Services
- Upstart Holdings, Inc. (UPST) — Credit Services