Side-by-side comparison
Mastercard vs Upstart
As of Sep 25, 2026, P/E is 31.2x for Mastercard vs 45.8x for Upstart; P/S is 2.0x for Mastercard vs 1.9x for Upstart; revenue growth is 16.0% for Mastercard vs 46.3% for Upstart; operating margin is 58.3% for Mastercard vs 4.0% for Upstart.
Key metrics
| Metric | MA | UPST |
|---|---|---|
| Price | $567.65 | $23.81 |
| Market cap | $69.55B | $2.32B |
| P/E | 31.2x (#1) | 45.8x (#2) |
| P/S | 2.0x (#2) | 1.9x (#1) |
| Revenue growth | 16.0% (#2) | 46.3% (#1) |
| Operating margin | 58.3% (#1) | 4.0% (#2) |
| Net margin | 46.3% (#1) | 4.8% (#2) |
| Debt / equity | 3.95 (#1) | — |
| 1-year return | +0.4% (#1) | -58.5% (#2) |
| Research score | 68/100 (#1) | 40/100 (#2) |
Higher is better for growth, margins, one-year return and overall score; lower is better for valuation and debt ratios. Ties share a rank and missing values are excluded.
Company research
- Mastercard Incorporated (MA) — Credit Services
- Upstart Holdings, Inc. (UPST) — Credit Services